I’m not American but I got one with my bank account a few years back and I do use it a lot. It makes online payments super convenient. And with offline shopping it’s the vendors that eat the fee, so also no downside for the consumer (though I tend to use the debit card for that).
I don’t know what payment service was used here. It is only around 2-3% on my invoices.
edit: Seems in the US a bunch of other stuff (like cost of running a website, insurance) can be included in the service fee.
2-3% is insane. It boggles my mind how it became accepted to pay almost everything with a credit card in america.
I’m not American but I got one with my bank account a few years back and I do use it a lot. It makes online payments super convenient. And with offline shopping it’s the vendors that eat the fee, so also no downside for the consumer (though I tend to use the debit card for that).
Which is the whole point. They chauferring you a burrito, and make you pay for their insurance.
Sure I guess.
But my point was that the delivery is not the service here. In fact the service fee is basically every BUT the delivery.