They shouldn’t have fees. We’re only getting closer to a cashless society and there is no way your boss will agree to pay you in cash (well, depends on your field of expertise i guess). If we put the only alternative to using digital money behind a paywall we will surely end up with a monopoly with high fees.

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Even better, abolish all “transaction fees”, enforce a flat percentage rate only on purchases, no per transaction amount.

Means spending with your card is no more expensive than with cash. Where I work, we don’t accept cash and it has made the end of day so much faster when you don’t have to count cash (and find mistakes etc)