I’m drinking boxed wine tonight but I accidentally set the box in a puddle of water on my kitchen counter and the bottom of the box fell apart, so I had to just take the bag out and realized boxed wine is really just bagged wine. So now there’s just a plastic bag of wine sitting on my table and for some reason that felt a bit cyberpunk to me, you just buy a big bag of booze when you want to get fucked up in Mega-City 1.
I bet the app spys on your location data to judge how you are driving/get an excuse to increase your rates.
Yup! I did one of these a year ago, against my better judgment because we really needed the discount.
Had to give the app unrestricted permissions, had to run it for 6 months straight, and it kept a running list of “incidents” ranging from crashes and hard stops all the way to slightly fast turns and even driving at more risky hours of the day.
Luckily, my agent is a family friend so he gave me the lowdown - this one lets you view the reports, and you can mark any negative incidents as “I was a passenger” and clean up your record as you go. So when the 6 month period finished, I had an absolutely impeccable score, basically the best you could possibly get.
You also don’t get any discount at all until a year after the start of the program, so it was all in the understanding that eventually some day we’d get the discount. Also this company does some discount for length of service, so we would be getting that as a discount when renewal comes.
My insurance just renewed with the new discounts a month ago. After all that, here’s the big savings:
cw insurance company fuckery:
Price went up about $10/mo (roughly 10% of the original price).
That spoiler-tagged ending lmao
Yeah seriously. I suppose I should have said it only went up by that much, as I assume it would have gone up way more otherwise (despite having no claims or additional coverage between those times).
If you live in America look into switching whenever your coverage needs to renew. Elephant insurance is a pretty good one that doesn’t advertise as much so it’s not as well-known.
Yeah we go through an independent agent, so in theory they are shopping around for us on every renewal. I will ask them to look into that one though, so thanks for the tip.