As a person who spent more than a few days riding around in the back of an Amp-a-Lamps, I’ve never been to any kind of “accident” scene that was truly an “accident”. If you really take the time to look at the scene and trace your finger backwards, you can always see the point where someone got stupid and started the following chain of stupidity. Sometimes others join in the stupid. Sometimes only one person is responsible for the whole stupid. And you are adjudged at least 10% at fault just for being there.

This applies to all those little/minor “accidents” also. Y’all do the stupid. Even me.