I need to start making plans for when I am gone, much sooner than I thought, and I realized our finances are pretty opaque to my spouse. Our bank account is shared, but there are other sites that only I have access to.
The easiest solution would be to physically write down logins and what needs done, put it in an envelope, and tell my family where that envelope is. I’m not thrilled about that, because I would have to shred and rewrite it every time I update a password or a URL changes, and it’d be vulnerable to nosy guests.
Putting it in a shared Google Doc would be easiest for everyone. But then Google has that data. Even supposing I trust a cloud SaaS provider not to misuse the data (which is a big ‘if’) I do not trust them to never have a data breach.
Self-hosting seems like the next step, except I expect my home server to be the first thing to collapse once I’m gone. Filing login info with an estate attorney would still require frequent updates. Putting a document on a flash drive risks data loss, but is what I’m leaning towards.
Is there a solution I’m missing?
Password manager such as Bitwarden, you can store your passwords, and sensitive info as notes or attachments. It’s all encrypted client side.
Then you just need to have a note with the master password and instructions on how to access it.
IIRC Bitwarden has a feature for this, where you can designate someone to get access if you pass away. I believe that if they request access, and you don’t deny the request within X (configurable) days, access is granted to this designated person.
They do have the emergency access feature yeah, I’d still put the password in a physical document somewhere though just as a backup.