Thank you, this is useful advice

I never asked for a credit score.

Unfortunately the credit agencies don’t have much reason to care what you want. There are people with money who asked for everybody to have a credit score

First I’m hearing this claim — what did Apple do to Bluetooth hearing aids? My mother has been using Bluetooth hearing aids for a couple years now that have nothing to do with Apple, are you saying Apple was standing in the way of that?

Thirded

I assume 3M makes those inserts for their hooks because it’s difficult to mass-produce cheap hollow objects with a firm flat back.

We don’t have that problem.

I have stuck all manner of things to the wall with command strips — power strips, 3D-printed hooks, boxes… whatever has a flat back works fine.