This is surprisingly low. If the average family put all their expenses on a card and pays it off every month it won’t be far off this.

What is the average amount that people are actually paying interest on?

They’d be starving after waiting for 3 days.

I’d like to see ‘tip’ and ‘gratuity’ legally protected as terms. So if it says ‘tip’ it must 100% go to the servers only. Very few do like they used to.

Newark airport self service tills ask for a tip.

There is no need for a separate sound card now, it is built in.