This passive language bullshit is so obvious sometimes. “Oh, I wonder what the cyclist did to get run over? And that poor SUV driver getting charged for murder because of this event, Paris is really going off the deep end finding ways to attack innocent drivers.” And yet, per the article, the SUV driver ran down the cyclist in a fit of road rage. That sounds an awful lot like an active choice by the driver, not some passive circumstance that the headline implies. If this person got angry and attacked someone with a knife, and the victim died, the headline wouldn’t be “Knife owner charged with murder after person stabbed”. But use the “right” weapon and all of a sudden we put the kiddie gloves on
I’m not a lawyer, but it strikes me that this could be exactly what is happening. The ambulance company’s insurance wouldn’t pay the hospital directly, they aren’t health insurance. So instead, the cyclist’s health insurance footed the initial bill. Then they went after the cyclist for his deductible/copay/whatnot. Now he has to get the money from the ambulance company. If this was vehicle on vehicle violence, he would have gone to his auto insurance, who would have in turn went after the ambulance company’s insurance, but he might not have auto insurance or auto insurance might not be willing to get involved because he wasn’t driving. So he has to go direct to the company. Wouldn’t be shocking if the company pushed off any non-legal petitions from him because he doesn’t have the name weight of an insurance company with lawyers on retainer, so now he is seeking a legal remedy. Insurance doesn’t just work always, there is often a degree of negotiating and litigation involved in these exchanges, especially if one party disagrees with another on matters of liability