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Joined 1 year ago
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Cake day: July 10th, 2023

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  • Some of his advice (mainly the first “baby steps” of paying off debts and getting some money saved) is reasonable enough. Snowball method of paying off debt may not be the most mathematically advantageous, but it does give psychological quick wins to those who may need it most. Paying off high-interest loans first doesn’t mean much if you get frustrated and give up. Setting a budget is also important.

    Once you get past that his advice is pretty awful though. Yes, I use credit cards but I pay it off. Yes, I have a car loan but its interest rate is so low I pay a rounding error’s worth of interest through the life of the loan. No, I’m not paying my mortgage off on a 15-year schedule because its interest rate is plenty low as well and I’ve got better things to do with my paycheck.


  • Yesterday I accidentally commented in .ml and mentioned that voting third party in our current voting system is playing with fire to get a worse candidate in office. I was told I must therefore start a grassroots movement for ranked choice voting, because apparently I can’t have an opinion without a movement.

    Normally I let a few downvotes get under my skin more than I care to admit, but in this setting it was kind of a badge of honor. Honestly it was kind of “fun” to see what people were saying.



  • At will*

    Right to work is about not having to join a union. At will employment means you can quit/get fired for any reason* or no reason at all

    * there are a few exceptions to this, like you can’t be fired over membership of a protected class (being a certain race, sex, etc) and there are limited whistleblower protections in certain areas. Not sure if not showing up to work applies when there’s an evacuation order, especially considering one may live inside an evacuation area and work outside (or vice versa)