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Cake day: August 2nd, 2023

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  • teejay@lemmy.worldtoComic Strips@lemmy.worldFinally beat cancer
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    7 months ago

    Loan forgiveness without making education affordable going forward doesn’t solve the problem. It’s pulling up the ladder.

    You’re 100% correct. But be careful, these folks don’t take kindly to shining a light on their hypocrisy. They signed their names to a legally-binding contract, spent the money, but now don’t like paying it back under the terms they agreed to.

    College tuition is far too high. But without fixing the root cause, tuition loan forgiveness does nothing for everyone before and after, and it actually makes the whole problem worse.


  • Actually, I think I did, you just didn’t understand it.

    No, you didn’t. And the drivel you just wrote still didn’t answer the question. At this point it’s clear that it’s intentional.

    The problem with landlords as a class is that they exert complete control over a ‘property’ while having the least use of it.

    Tell me you have no idea how property ownership works without telling me you have no idea how property ownership works.

    I would really have to agree.

    “No you”. Nice one. Good luck friend, this back and forth is pointless.


  • Whose profits? See my post above:

    profit for who? Was the bank allowed to make a profit on the home loan? Was the insurance company allowed to make a profit on the policy? Could the maintenance and repair folks earn a profit on their services? Could the home remodeling companies make a profit if the home needed updating? Or is every person and entity involved in home ownership allowed to profit from the rental except the landlord?

    If your answer is “anyone and any entity making a profit”, then that’s about two or three dozen different industries (including banks, insurance agencies, title companies, all kinds of home builders, repair folks, etc.). Regardless of my opinion on that argument, your problem isn’t with the landlord, it’s with a huge swatch of industries who are all tied to and profit from renting.


  • You still didn’t answer the question. So get rid of the landlords means what exactly? You realize there’s about two dozen or so industries whose entire commercial existence is tied to landlords and rental properties, right? Do we get rid of all of them? Or just some? Or just the landlord, who is one small cog in a very big capitalist renting wheel?

    Everyone is so oddly and furiously fixated on the landlord as some sort of big bad, and therefore assert that getting rid of the landlord position entirely will just magically make everything awesome. It’s odd to observe otherwise intelligent people stop so outrageously short of the complete picture.


  • Are we talking about eliminating renting altogether?

    I’ve asked this very question before on reddit in a genuine attempt to understand what alternative the anti-landlord crowd is advocating for. Aside from the onslaught of personal attacks on my character, the best I could decipher was some sort of system where a landlord could only rent at actual cost of their mortgage, taxes, insurance, maintenance, etc. No profit could be earned. I said no one would be a landlord for free, especially considering the risks of owning land (natural disasters not insured, market crash, etc).

    Their “landlords shouldn’t profit off of renters” argument fell apart when I asked profit for who? Was the bank allowed to make a profit on the home loan? Was the insurance company allowed to make a profit on the policy? Could the maintenance and repair folks earn a profit on their services? Could the home remodeling companies make a profit if the home needed updating? Or is every person and entity involved in home ownership allowed to profit from the rental except the landlord? They stopped responding.